USDA Loans in Florida

A USDA loan is a mortgage backed by the U.S. Department of Agriculture for homes in eligible rural and many suburban areas. Qualifying borrowers can finance 100% of the purchase price — no down payment required.

Income limits and property-location rules apply, so the first step is checking whether the home and your household income qualify.

Benefits of a USDA loan

• No down payment required for eligible borrowers
• Competitive fixed interest rates
• Lower mortgage insurance cost than many low-down-payment options
• Flexible credit underwriting

What to consider

• The property must be in a USDA-eligible area
• Household income must fall within USDA limits for your county
• The home must be your primary residence

Ready to explore usda loans? Jeffrey Sellers can walk you through eligibility, compare options, and get you pre-approved in Florida.

Jeffrey Sellers, Mortgage Loan Originator at NEXA Lending LLC.. NMLS #2100073. Call (573) 450-3692.